The Village of Palmetto Bay has is in possession of the latest updated 2009 Federal Emergency Management Agency (FEMA) Flood Insurance Rate Maps (FIRM) for our area. Please take the time to identify your property on the flood maps to determine in which flood designation zone your property lies. You may also view digital copies of the maps.
Following are definitions of each flood-zone designation in our area. Please note, the number adjacent to the symbol indicates the Base Flood Elevation for the respective zone. If you require assistance determining whether a particular property is in the floodplain, please call 305-259-1292.
100-year floodplain with wave action, with BFEs determined.
AE and A1-30
100-year floodplain, with BFEs determined.
500-year floodplain (0.2% annual chance of flooding)
Outside 100-year and 500-year floodplain
BFE = Base Flood Elevation
100-year floodplain means there is a 1% annual chance of flooding at or above the base elevation
FEMA states there is a 26% chance of flooding over the life of a 30 year mortgage for structures within the 100-year floodplain