The Flood Insurance Rate Maps (FIRM) are used to determine the flood designation zone for your property. Please take the time to identify your property on the flood maps to determine in which flood designation zone your property lies.
Following are definitions of each flood-zone designation in our area. Please note, the number adjacent to the symbol indicates the Base Flood Elevation for the respective zone. If you require assistance determining whether a particular property is in the floodplain, please call 305-259-1292.
Zone
Description
VE
100-year floodplain with wave action, with BFEs determined.
AE and A1-30
100-year floodplain, with BFEs determined.
X-500
500-year floodplain (0.2% annual chance of flooding)